eCheck Merchant Account Frequently Asked Questions, Answered.

Here are the most common pieces of information that potential clients ask us. Chances are, your question is answered here. If not, feel free to contact us and we'll be glad to answer your questions.

1) Merchants / businesses selling online or by telephone can use Echeck services to sell to US Checking Account Holders.

2) International merchants accepted - Non-US Merchants accepted - no US company registration required - no physical office or registered agent requirements.

3) Merchants with over the standard credit card threshold of 1% to 2% Chargebacks - Not a problem! These types of merchants are able to use Echeck payment solutions safely.

4) Merchants with low credit score or no previous processing history accepted!

5) Great alternative payment solution for those new startup businesses that do not qualify for a standard credit card merchant account because they have little or no processing history.

6) Ecommerce Merchants - accept eChecks for your online products and services

7) MOTO - Mail order / Telephone order merchants are also welcome.

8) Subscriptions, Memberships, Recurring billing, continuity, MLM and more (click here to see the full list of merchant types that we accept)

What are the rates and fees for Echeck Payments Services?
Pricing is based on each individual applicant's business type including but not limited to the type of products and or services sold, the advertising method, and the merchant's country of origin.

What type of merchant does not qualify for an Echeck Merchant Account?

• Merchants from any of the countries which are listed on the US State Departments banned list. There are no exceptions to this rule.
• business types or specific products listed in the banned business types list (online list coming soon - in the meantime, contact us for details)

Apply Online

The approval usually takes place in less than 24 hours